Choose the right plan from a name you can rely on
With Blue Cross Blue Shield Healthcare Plan of Georgia, you get dependable service and a network with quality doctors and hospitals you can trust.
Our plans include these benefits and more:
· $0 preventive care,including checkups, flu shots and more
· Plans available with financial help— if you qualify, you may save money with lower rates
· Choice of doctorsfrom our network
· Prescription drug benefitsat local and nationally recognized pharmacies
· Health coverage options on your termswith 24/7 web and mobile enabled doctor visitsavailable through LiveHealth Online,3 and access to our 24/7 NurseLine
We can walk you through enrollment
Have this information handy when you’re ready to enroll:
· Date of birthfor each person being enrolled
· Your home ZIP code
· Household income informationto see if you qualify for financial help (for example: income tax filings, pay stubs or W-2 forms)
Let us helpyou get the right health coverage
We’re here to help you understand your options. Answer your questions.
See if you qualify for financial help. Or simply point you in the right direction.
Contact your authorized representative today
Questions about health insurance? Call 770.533.5513.
Count on us for health coverage guidance
How you and your family benefit from health coverage
All healthplans include $0 preventive care*
Preventive care helps keep you and your family healthy. And your health plan will cover preventive care at no additional cost. That means you’ll pay nothing out-of-pocket for covered services —no deductible and no copays — when received from an in-network doctor.
Covered services include:
· Annual checkups
· Routine vaccinations
· Screenings, like cholesterol tests
· Flu shots
· Vision examsfor kids
What you should know about health insurance
Financialhelp is available‡
You may qualify for financial help to lower the cost of your coverage.
The amount of financial help you could receive is based on your income, family size and health care expenses where you live. Last year, more than 8 out of 10 people signing up for a health plan qualified for financial help.2 And we can help you find out if you qualify this year.
You have choices of where to shop
You can buy your health plan directly from Blue Cross Blue Shield Healthcare Plan of Georgia or from our authorized representatives. Or you can buy it through the federal Health Insurance Marketplace.
Enrollin your 2015 plan before the February 15 deadline
Each year for a limited time, you can enroll in a new health plan during the Open Enrollment period. For 2015, it is November 15, 2014 to February 15, 2015.
SpecialEnrollment periods are limited
Certain life events may give you a Special Enrollment period when you can sign up for health coverage outside of Open Enrollment. Qualifying events include:
· Marriage or divorce
· Birth or adoption of a child
· Loss of coverage at work
· Other changes in coverage, family or income
· Any pre-existing conditions
· If you’ve beenturned down in the past
Your Special Enrollment period may be limited to 60 days after the qualifying event.§ Ask your authorized representative for details.
Get protectionfrom unexpected medical bills
Accidents or illness can happen at any time, no matter how careful you are or how healthy you feel. For example, the average cost of care for a broken leg, even without surgery, could be $2,500 or more.1 Health insurance protects you by covering part of that cost — sparing you the burden of paying the full price.
Coverage is guaranteed issue† — you can’t be turned down
You can enroll in health insurance now regardless of:
· Your age (if you don’t have Medicare), gender or health status
· Any pre-existing conditions
· If you’vebeen turned down in the past
We’re here to help
You can rely on Blue Cross Blue Shield Healthcare Plan of Georgia to help protect you and your family’s health. As one of the most trusted names in health care, we’re dedicated to giving you helpful information and service every step of the way.
Contact your authorized representative today. Call 770.533.5513.
‡Subsidies are only available for Qualified Health Plans purchased through the Health Insurance Marketplace. Blue Cross Blue Shield Healthcare Plan of Georgia, Inc. is a Qualified Health Plan issuer that offers such Plans through the Health Insurance Marketplace.
*Nationally recommended preventive care services received in-network have no copay and no deductible requirement.
§Special Enrollment period eligibility due to qualifying event is based on federal and state regulations. The enrollment period is generally 60 days.
2From the report “Health Insurance Marketplace: Summary Enrollment Report for the Initial Annual Open Enrollment Period,” by the U.S. Department of Health & Human Services, May 1, 2014.
3LiveHealth Online is the trade name of Health Management Corporation, a separate company providing telehealth services on behalf of Blue Cross Blue Shield Healthcare Plan of Georgia.
Blue Cross Blue Shield Healthcare Plan of Georgia, Inc. is an independent licensee of the Blue Cross and Blue Shield Association. The Blue Cross and Blue Shield names and symbols are registered marks of the Blue Cross and Blue Shield Association.